October 2017

There are 3 blog entries for October 2017.

What to Know About the FHA Home LoanAn FHA loan may be useful for those homeowners who are not currently able to put down 10 to 20 percent on a home purchase. As it is insured by the FHA, lenders are more willing to approve a mortgage loan for individuals who might not be approved for a conventional loan. If a homeowner can put down 3.5 percent, they may be able to finally own their own home. This is one of many mortgage loan products available for prospective homeowners.

Learn more about an FHA loan and get answers to initial questions about this mortgage product today.

Who May Be Eligible for an FHA Loan?

Applicants have to be a lawful resident of the United States and be considered of legal age to sign for a mortgage loan. This age can vary by state, but a local loan

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Affordable Energy Efficient Upgrades for Your HomeMany homeowners are interested in leaving a smaller carbon footprint and reducing their home's energy consumption. Not only are energy efficient upgrades useful to decrease energy bills and a homeowners reliance on energy resources, but they may also serve to improve a home's value. What are some easy and affordable ways that homeowners can get started?

Take advantage of current green energy incentives and look into a few approaches homeowners take to upgrade their homes and lower their utility bills today.

Energy Efficient Upgrades Pay

Homeowners continue to see incentives for energy efficient improvements from government and mortgage programs. Prospective owners can build green homes in Oregon, New York, New Jersey and Maryland and other

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How to Reduce Capital Gains Tax When Selling a HomeDoes a seller need to declare all of the profit made on the sale of a home to the IRS? Homeowners should be aware of the exclusions that may make it possible to refrain from paying capital gains tax on the full or partial profit of a sale.

Learn more about the $250,000/$500,000 exclusion, partial exclusions and the 2-out-of-5-years rule.

Are You Aware of the $250,000/$500,000 Exclusion?

The exclusion applies to the sale of a main home. Up to $250,000 in profit may be excluded from the sale for individuals. As for married couples, $500,000 in profit can be excluded. The exclusion can apply to residences including a house, condo, apartment, stock-cooperative or fixed mobile home. This means that a considerable amount of the profit on the sale

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