November 2017

There are 3 blog entries for November 2017.

3 Questions to Ask Before You Decide to Rent or BuyReal estate has changed so much in the past few decades that it's no longer a straight-forward answer to the question of whether or not it's smarter to buy or rent. The real questions to ask have much more to do with your own plans and income and less to do with whether or not renting is a complete waste of money. Consider the following before taking the plunge either way.

Do You Really Want a Home?

Most first-time homeowners may be shocked when they realize just how much work a house can be. Unless they have enough money to hire constant caretakers, they're stuck doing everything from mowing the lawn to fixing the sink to replacing the broken tile in the bathroom to even having to consider energy efficient upgrades. Even if they saw their

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What Is A USDA Loan? A USDA loan is one of the least utilized types of loans available. If you are a home buyer shopping for a loan, it's important to know what a USDA loan is and whether or not you would qualify. Once you know about the USDA loan system, you can decide for yourself whether or not this loan is right for you.

What Is A USDA Loan?

A USDA loan is a loan issued through the US Department of Agriculture. For most qualifying borrowers, USDA loans work like FHA loans. Like FHA loans, borrowers obtain the loan by finding a lender who has been pre-approved by USDA. Also like FHA loans, home buyers who put no money or very little money down must pay mortgage insurance on the life of the loan.

USDA issues these loans to help improve quality of life in rural

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How Can a VA Loan Help You Buy Your Next Home?Toward the end of World War II, President Franklin D. Roosevelt signed the Servicemen's Readjustment Act into law. Also known as the G.I. Bill, Congress and the President created it to assist returning servicemen in assimilating back into civilian life and reward them for their service with sweeping benefits included educational, health, and home buying assistance. The VA home loan program is one of the bill's most popular features. In 2016 alone, more than 700,000 home loans were guaranteed by the Veterans Administration.

VA Home Loans: Establishing Eligibility

The first step in obtaining a VA home loan is establishing eligibility for the program. While the program is open to all military, military reservists, and National Guard members, each

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